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10 Money Management Tips for College Students Evans Head

Published date: March 8, 2022
  • Location: Evans Head, New South Wales, Australia

10 Money Management Tips for College Students


What are the Top 10 Ways to be a Financial Success in College?


College is a time where students are faced with many financial struggles. This article provides 10 tips that can help students be financially successful in college.


Top 10 Ways to be a Financial Success in College


1. Budget your money:


2. Shop smart:


3. Get to know your credit card company:


4. Don't overspend on food:


5. Travel more often:


6. Save your cash for the future:


7. Look for scholarships and grants:


8. Consider student loans if you need them:


9. Get involved in clubs and organizations that provide financial support for students:


10. Try not to get into debt


1. Set up automatic transfers from your bank account to savings accounts every month so that you never miss a payment


When it comes to saving, we often forget that it's not just about putting money in the bank. It's also about making sure that you're only spending what you have.


By automating your savings, you can save more and avoid the temptation of spending your hard earned money on impulse purchases or other things that don't really matter.


2. Put $100 of your monthly salary into an emergency fund that can only be accessed in case of emergency


An emergency fund is a savings account that is set aside for unexpected expenses. It should not be used as a “spending account” and should only be accessible in case of emergency.


The best time to start an emergency fund is when you first get your first job, especially if you are just starting out. This will help you save money on everyday expenses like groceries, gas, and phone bills.


 


A good way to start an emergency fund is by putting $100 of your monthly salary into the account at the start of each month.


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